If your card was stolen and you're experiencing fraudulent charges, you might even be advised to complete a police record. When you can, you'll want to obtain a credit card which provides a fixed rate of interest. Charge cards are revolving credit devices which do not need to go paid in full monthly. Most credit cards nowadays are intended to be employed by a particular kinds of cardholders, and so as to find the comprehensive benefit from any certain card that you'll want to choose the one which matches your own private needs. Introductory Rate Most credit cards provide a distinctive introductory rate for a predetermined time interval when you enroll for the card.