If your card was stolen and you are experiencing fraudulent fees, you might even be advised to complete a police record. When you can, you'll want to obtain a credit card that provides a fixed rate of interest. Charge cards are revolving credit instruments which don't need to go paid in full monthly. Most credit cards these days are meant to be employed by a certain kinds of cardholders, and so as to find the complete benefit from any particular card that you'll want to choose the one which matches your own private needs. Introductory Rate Many credit cards provide a distinctive introductory rate for a predetermined time period when you register for the card.