If your card was stolen and you are experiencing fraudulent charges, you might even be advised to complete a police record. When you can, you'll want to obtain a credit card which provides a fixed rate of interest. Charge cards are revolving credit devices which do not should get paid in full monthly. Most credit cards these days are meant to be employed by a particular kinds of cardholders, and so as to find the complete advantage from any particular card which you'll want to choose the one which matches your own private needs. Introductory Rate Many credit cards provide a distinctive introductory rate for a predetermined time interval when you enroll for the card.